AreaHacking.com – In the cyber world, there are many kinds of crimes and criminal acts that make people nervous, one of which is Carding. Carding is the illegal act of stealing someone else's credit card and using it to shop or do transactions online.
Most of the time, the act of carding is rarely recognised by people, due to its anonymous and invisible nature. Therefore, in this article we will provide a complete explanation of what carding is and how to avoid it.
What is Carding?
As briefly explained above, Carding is an illegal practice that involves using an illegally obtained credit card or debit card to purchase goods or services.
This activity is usually carried out by hacker groups or someone who wants to make a profit without having to pay.
The main purpose of carding is to obtain goods or services without having to pay. Carding offenders can sell their illegally obtained products at a cheaper price or even use them for their own personal use.
The perpetrators of carding are called carders, carders will usually steal credit cards from ordinary people, making it easier to get their credit card information.
So, how does carding work?
How Does Carding Work
The carding process begins by stealing credit card or debit card data from the victim. This data can be obtained through various methods, such as hacking, phishing, skimming, and other ways.
After obtaining the card data, the carder will use the information to shop online.
In carding activities, the carders will look for websites or online stores that accept credit card or debit card payments. They will use the stolen card data to make transactions to purchase products or services.
In some cases, carders may also use other techniques, such as the creation of fake credit cards or the use of stolen credit cards to make offline transactions.
ALSO READ: How to Do Carding on Amazon
Types of Credit Card Theft
1. Hacking
Usually, carders steal data by hacking into the security system of vulnerable online store websites. After successfully hacking the website, the perpetrator will take the user's credit card data stored in the database.
Another way to get a victim's data is through malware attacks. For example, when you click on a certain link, an application suddenly appears and installs automatically. Inside the application, the carder will insert malware.
2. Skimming
Skimming is a method used by carders to steal credit or debit card data. They do this by inserting a data-recording device, called a skimmer, into a card-reading machine such as an ATM or payment machine.
This skimmer can record card information that passes through the machine, including card number, cvv, full name and other necessary data.
3. Phishing
Usually carders try to steal personal information, credit card numbers, and CVV security codes, through phishing tactics by posing as a trusted entity. They often use fake emails, text messages, or websites to deceive their victims.
How to Avoid Carding
Keep Credit Card Information
Never provide credit card information, such as card number, expiry date, and CVV code to untrusted parties including the bank.
Use a Secure Internet Network
Avoid accessing sensitive websites or conducting financial transactions over unsecured public Wi-Fi networks. Use a private network that is secured. Carders usually intercept the internet network, so don't access Wi-Fi randomly.
Pay Attention to Credit Card Transactions Regularly
Always check your credit card transaction statement regularly to detect any suspicious or unauthorised transactions.
Enable transaction notifications via SMS or email so that you can know immediately if there is a suspicious transaction.
Conclusion
In conclusion, carding is a harmful act that involves the illegal use of credit card or debit card data. To avoid becoming a victim of carding, it is important to always keep personal information safe and use strong security systems when making transactions.
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