How to Create a Virtual Credit Card for Free – Virtual Credit Card or what is often called VCC is a virtual credit card that can be used for online transactions without having a physical card, but unfortunately this VCC is quite difficult to get. Not all banks provide VCC services, so in this article we will tell you how to get VCC for free.

You need to know that the VCC you get is free, but if you want to use it you need to top up your balance first, if you have the money, you can use the VCC for transactions.

How to Get VCC for Free


First, open the YooMoney website and register as usual, enter your full name, cellphone number, email and password. You will be asked to verify your cell phone number by entering the 4 digit number that just called you.

When you have finished registering, log in using the account above and choose the virtual card design according to your taste. For example, as shown below


Click Next and the VCC creation process is complete, it's quite easy, isn't it? When finished, click the cross button in the right corner. Examples include the following

Next step, to check the VCC card that has been created, go to the Cards page, there you will see detailed information about the card you have, such as card number, CVV, valid date, name on the card, total balance, and other information.

Users are also allowed to create more than one VCC without being charged any fees at all. It is important to remember that you can use this VCC only for online transactions.

The final step is to top up the balance on the VCC so that it can be used for transactions. You can top up the balance in several ways. Starting from bank transfers, using credit cards, via SberPay, and many other payment options.


The benefit of using VCC is convenience when making transactions in cyberspace, because with VCC our identity is protected and becomes anonymous. Apart from that, VCC makes things easier if we don't have a credit card.

That's all the tutorial and information from us, hopefully it's useful and don't forget to share this article, so that other people can also get knowledge.